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No medical
exam or health questions
As an NEA member in good standing, you’re guaranteed
this NEA Accident protection. No physical exam is required
and you won’t be asked any health questions. |
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Up to $130,000
cash benefits for public transportation accidents
Your loved ones will receive $130,000 in cash benefits
if you’re in a fatal accident while riding as a
passenger on public transportation such as an airplane,
public bus, etc.... If you travel for work or pleasure,
this $130,000 benefit will help strengthen your family’s
financial security. |
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Up to $30,000.00
cash benefits for all other covered accidents
$30,000 in cash benefits will be paid for all other covered
accidents, such as a fall, private transportation, etc. |
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| Up to $50,000
additional public transportation benefits.
When you redeem your benefits today, the NEA Members
Insurance Trust will give you an additional $10,000
each year for five years—at no cost to
you. That’s up to an additional $50,000
in benefits! |
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| Additional
cash benefits for seatbelt usage, air bags and accidental
injuries |
 $10,000
Seatbelt Benefit: An additional $10,000 will
be paid if your death occurs in a motor vehicle accident
while wearing a seatbelt.
$10,000
Airbag Benefit: An extra $10,000 will be paid
if you die in a motor vehicle accident while riding
in a vehicle that has an airbag while wearing a seatbelt.
Cash
Benefits for Accidental Injuries: This plan
provides cash benefits if you lose your eyesight, hearing
or the use of some or all of your limbs due to an accident
(see your Certificate of Insurance for details). |
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| To
keep your rates economical, your coverage does not include
provisions for losses that occur more than one year* after
an accident. Losses not covered are those resulting from
suicide, attempt at suicide, self-inflicted injuries,
bodily or mental infirmity or disease or medical or surgical
treatment thereof, bacterial or viral infection (unless
it results from the accident or results from accidental
ingestion of a contaminated substance), war, act of war,
active duty in military (except a reservist called to
duty or training for one month or less), riding or driving
an automobile in a race or testing an automobile on a
proving ground or similar area, or riding, boarding or
leaving any aircraft or any land or water conveyance operated
by a common carrier (does not apply to a school bus) except
as a passenger without duties aboard. *90 days for those
age 70 and over. 365 days at any age for quadriplegia,
paraplegia, and hemiplegia. Time limits not applicable
in PA.
This policy provides ACCIDENT insurance only. It does
NOT provide basic hospital, basic medical or major medical
as defined by the New York State Insurance Department.
IMPORTANT NOTICE – THIS POLICY DOES NOT PROVIDE
COVERAGE FOR SICKNESS.
Accidental Death & Dismemberment insurance is issued
by The Prudential Insurance Company of America, a New
Jersey company, 751 Broad Street, Newark, NJ, 07102.
Please refer to your Certificate of Insurance for all
plan details, including any exclusions, limitations
and restrictions that may apply. Contract Series 83500.
NAIC 68241. CA Certificate of Authority #1179.
IFS A099305 Ed. 12/04 |
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